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Personal Loans Knowledge Base

Personal Loans? I'm planning on moving soon due to a job change and I've been looking up personal loans to take out to cover the expenses until I get on my feet with my new job. I recently opened up a credit account, so I haven't had that long to build my credit to any substantial level. Does anyone have any advice on any personal loan no more than $10,000 that offers either a low APR or any agreeable deals? Many thanks- I appreciate it ladies & gents.
personal loans? I have a lot of debt from credit cards and personal loans. I would like to get a loan to pay off everything so that I will only have one payment. My credit is messed up because of all of the accounts that I have open. Any suggestions of what I should do?
Personal loans?? Does anyone who has experience with, or has taken out personal loans, have any tips or recommendations of where to apply? Currently, I do not have the greatest credit score and would like to get a loan that will have the lowest interest rate possible...and FAST!!
How to get more and more credit cards and personal loans with bigger credit limits? I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?
What's the deal with personal loans from companies like Discover? Over the past few years, I've received several offers from credit card companies, or companies like GE that are for personal consolidation loans. I have no experience with something like this, but it seems it would be easier than paying separate credit cards, etc. Can anyone tell me if these things have any hidden costs and if they are worth considering?
Where I can get best personal loans in India? My name is Rajesh Soni. I need a personal loans in India. I have searched various websites that are providing personal loans but I am confuse where to borrow? Please help me.
Is the interest you pay on personal loans tax deductible? We had two personal loans this year totaling around $8,000 with interst of about 800. Is this tax deductible?
Are their any reputable companies that offer personal loans for military veterans? My husband was looking for a personal loan (to pay off some bad debt quickly, before it ruins his score) but we can't find anyone who specializes in Military Veterans for personal loans. I know that Pioneer Military Loans offers good loans but those are for active duty or career retired and my husband did not retire (he instead was honorably discharged after 6 years service). We live in Washington State if you know of any here.
I am planning to buy a home outside the United States, I am wondering if I can get mortgage loans or personal? I am planning to buy a home outside the United States, I am wondering if I can get mortgage loans or personal loans here in the US. If so who should I contact. Please advise. Thanks.
Can Dubai authority go after me if I runaway with c. card and personal loans amounting to 300K dirhams? I accumulated 17 credit cards and 5 personal loans, I went back to my country for my annual vacation, and never return because I'm afraid to go to jail. Please advise.
Can you take out multiple personal loans? Most personal loans are $25,000 at max. If you need $100,000 for let's say surgery, can you take out four loans from different companies or will the other lenders see you have more than one personal loan already out and deny your application? Serious and experienced answers only, please.
Personal Loans for People with Bad Credit in Australia? Are there companies out there who help people who have had bad credit in the past get personal loans in Australia? Such as Ex-Bankrupts and/or paid and unpaid defaults?
What happens to personal bank loans when you go bankrupted? Well my parents took out a personal loan for me 2 years ago and they went bankrupt this year. Did that loan get wiped out (and i am still paying them for nothing) or are they still truly paying the loan still?
Which is the best bank who is giving personal loans? I have many banks in my place Chennai in india who are giving personal loans, which is the BEST to get personal loans with low interest. Thanks
What are the tax liabilities for personal loans and gifting of money? If someone were to grant a large personal loan to someone else (100K or larger) what are the tax liabilities or responsibilities of the lender and the borrower - if any?
Does anyone know if Chase offers personal loans? I would to know if Chase offers secured personal loans. I currently have a CD account with chase and would like ot use that as collateral for the loan.
How do you know which personal loans are risky? I wanted to apply for a personal loan from a company I've never heard of but their offering me a personal loan guaranteed. What are some things I should look out for when dealing with these type of companies so I don't get taken for a ride?
How do personal loans work? I'm looking to get a personal loan but I'm not sure how they work. I have some credit I need to pay off and a birthday for my daughter. Anyone know anything about personal loans - what I would need and what not? I have to pay back to money either way, Its not that I wont have the money - I just want it (need it) now.
Do you lose money by consolidating personal loans? If you have three personal loans on a variable rate that have been taken out at different stages over the last few years and then apply for a new personal loan, also on a variable rate, to consolidate the payments do you lose money? My main concern is do you end up paying more money back to the bank in terms of interest? Any other pros and cons people can think of?
How do i go about finding the lowest apr on personal loans? I want to take out a personal loan to consolidate my bills but im not sure how to find the best interest rate. I'm thinking maybe I have to go to each bank and apply and c who offers the lowest apr. I don't know any suggestions?
I bank with Chase and they do not offer personal loans. Where can I go to obtain a personal loan? Also, above what credit score do they usually consider you for a loan. We are looking to get a $5k personal loan. Thank you!! No one at the bank TOLD us they do not do personal loans...I just do not see any onformation about it on their site where they list all their services. Mortgages are NOT hard to get IF you have the appropriate credit score and make enough to affor the home you are purchasing. Moron!
i am running with two personal loans and i need 1 Lac personal loan. do i deserve it? i am running with two personal loans and i need 1 Lac personal loan. do i deserve it? I am earning 2.25 Lacs per A.
Which is the best Philippine bank for personal loans? I am a private-sector employee and urgently need to apply for a personal loan. Can someone compare HSBC, Citifinancial, BDO and other Philippine banks side by side? Which one has the lowest rates? Which one has the fastest processing? Which one is the most consumer-friendly? Thanks.
bad credit personal loans with a cosginer? I need to borrow 15,000 unsecured personal loan. I have a credit score of 530, I have a cosigner who owns home, auto outright. Credit score is one of unique in these times it is over 700. What are my chances of getting the loan, and any suggestions on where I should apply.
can i use interest paid on personal and auto loans in my taxes? I have 2 personal loan and an auto loan. I received the tax information for 2007 and 2008 interest paid. Is there any way i can claim that in my tax return?
are there any places who do personal loans to centrelink recipients? I want to relocate,but cant seem to find any place that will do a personal loan for this type of thing.Hoping someone can offer some advice.
Who does personal loans for people on disability pension? hey how are you i need a personal loan can someone drect me on a way to get a personal loan ?
I am looking to buy a plot in Bangalore. Does any bank offer home loan(not personal loans) for the plots? I want to buy a plot and get the house constructed. I approaced some banks for this and they are ready to give me personal loans, but i am looking to get home loan as i would work our much cheaper and i can also avail the tax benefits. Please let me know if any bank have any such product to offer.
If a person dies, who owns the liability of his personal loans and credit card loans? Hi, If a person dies, who owns the liability of his personal loans and credit card loans? In INDIA is there any law or rule related to this? Best regards, Raja
Did personal loans look bad on your credit report? I have about $6,000 in credit card debt and was hoping to get a personal loan to take care of these so I only need to worry about paying back the loan. Was wondering if a loan looks bad on my credit report.
are there any places that you would recommend for personal loans with bad credit? I am looking to get a personal loan but I know that I have bad credit. Does anyone know of any place that I will definitely be able to get a personal loan even with bad credit?
Where can I find a good company that will help with personal loans? I live in the State of Maine and need to obtain a personal loan pretty quickly. I need a loan for about $4500.00. I have no collateral. I do have a steady income; however, I filed bankruptcy a year ago. HELP!!!
Are there any lenders out there for personal loans for people with no credit and no co-signer? My Fiance and I have no credit at all. We are needing a personal loan for between 5-8000 usd. We have no credit and no cosigner available. Are there any legit lenders out there for people with no-credit.
Anyone know of places that will give personal loans for people with bad credit? I have a FICO score of 554. Are there any places that will still give me a personal loan?
Are Personal Loans a Good idea to get out of debt? We have credit card bills, & medical bills are huge it's driving us crazy. Every month is a hassle to make a payment because we have to decide which bill is going to get paid. We can't pay them all at once by the due dates; we don't get paid enough!! I've been thinking of taking out a Personal Loan but I'm scared it wouldn't be a smart move. Any Advice?
how or who is willing to give personal loans to consolidate my credit cads. i want to avoid bankruptcy.? i have been doing some Research and discovered that there are just to many consolidation company's that are scams .i need help and don't want to get caught up even more. i do not understand why as a taxpayer that we are able to bail out the banking Industries but thay wont give out personal loans.
where can i find Fast personal loans for not so good credit? I need a personal loan ($2000) of some type quickly. My credit is not so good but I have a steady job and make good money. Any suggestions on where to go for this type of loan
Has anyone had luck finding personal loans without a credit check? I'm looking for a personal loan that does not require a credit check for at least $3000 I keep finding payday advance places and they do not go up that high.
Legitamit personal loans for people with bad credit and not payday loans? Are there any legit personal signature loan providers or for disabled veterans who have hit a rough patch do to a pending lawsuit settlement?
Will the interest rate drop affect unsecured personal loans? I've read that the US interest rate has dropped significantly. I'm in the market for an unsecured personal loan, and have been offered 10.99% ($6000, 36 month). I have good credit, but I'm only 25 so my credit history is limited. Should I wait for banks to offer lower rates?
Does anyone know of any private investors that offer personal loans? I am looking for a personal loan for $10,000 and cant seem to get one because of not so good credit
If i have personal loans can if i roll it into a new home loan will it increase borrowing power? I have a car loan and a personal loan totaling about 23k. If i put this into the home loan do they still count it a debt or not
Do you know of any bank that do personal loans to people with bad credit? I need a personal loan for $6,000 to cover the costs for my wedding this 30th of June. My credit is not that great and I really need the loan fast.
Which institution in Canada offers personal loans with the best interest rate? I'm planning to get a personal loan for about 15K over 4-5 years, which Canadian bank or institution I would have the most chance of being approved. My credit score with Equifax is around 640.
how to calculate monthly installments for personal loans? banks in malaysia fixed a 6.8% BLR(base lending rate). what is 'flat rate' and 'daily rest basis'? how many types of interest rate do we need to add in for the personal loan?
Anyone know of a bank that gives personal loans to people with poor credit? I need a personal loan to catch up on bills and have a poor credit schore so I need a bank that would help me out any ideas thanks?
are there personal loans where the interest builds up and you dont start paying the loan off right away.? I need money but cant afford monthly payments, I was hoping there would be a personal loan I could get where I start payments a few months later and the interest just gets added on at the end? I am expecting a check in a few months but need money now.
What is the difference between secured and unsecured personal loans? In my math project I have to explain the difference between these two types of loans when getting a car loan, and why I have to use an unsecured loan when the secured loan interest rates are lower. If someone could explain this to me, I would give them a best answer vote.
Personal Loans from Canada and International Border Tax? I have been offered a personal loan from a company that communicates to me from Toronto Canada, however, they say their home office is in New Hampshire. I can't find a listing for them in the states anywhere. First, they told me I had to pay for an insurance policy in case I defaulted. Now they are saying that I have to pay for an International Border tax. Does anyone know if that is legal or legitimate? Thank you.
How longs do Personal loans take to come through? IMPORTANT? Im wanting to get a personal loan of about $4000. It's very urgent. Does anyone know how long it will take before i get the money in my account?
can I apply for two personal loans at the same time and then choose the one that best suits me? Ihave already applied for a personal loan but I have found what I think may be a better provider, can I have two applications outstanding at the same time?
Are there unsecured personal loans out there for people with bad credit? I am tryingto pay off my truck. I only owe 10,000 on it. What I want to know is if there are loans out there for people with bad credit?
Are there banks that will give you quick personal loans - Even if your credit score is between 600 and 700? I need a personal loan - my credit is alright - it's not bad and it's not great - but time is of the essence; or Is it better to apply for a credit card? Wow - Thank you all for your time, help, and assistance. There is nothing better to me than Y/A . . . for information and assistance!!!!!!!
What is the name of the website that does the personal loans? I'm looking for the site that offers loans, but no bank is involved. Thanks.
Does anyone know of a reputable private individual or loan agent that offers unsecured personal loans? I've maxed out on payday loans and now I'm up to fees up to my eyeballs. My credit is so bad I don't qualify for the more popular peer to peer loan sites. I'm looking for someone who will does personal loans based on ability to pay and not credit score. It can be a small bank or it can be a private individual that offers loans. Lenders are welcome to contact me. I have a full time retail job and need a relatively small amount. Not looking to pay all my debts, just the most pressing ones.
looking for a organization to help convicted felons with small business and personal loans.? I know there are places that help minorities and convicted felons get their life back. As far as small business loans and personal loans.
Are there any companies who give personal loans to people w/bad credit? I want to get a small personal loan, not a payday advance to pay pff some credit cards. but because I had to file Bankruptcy 3 years ago, do not own a home and have fair credit I am having problems finding a legit company who will assist me. I am current on all my bills so credit is looking better than it used to but I want to pay them off and get a loan to do this. I also wan the loan for a few things I need to fin on my vehicle.
Are there any legitimate online personal loans? Everytime we look for online loans, we seem to get a full box of illegal lenders. We are not able to obtain loans via convententional means due to huge, huge credit issues. Yet, we are in immediate need of help. Please share any successful stories with me, if you have them!
What's going on with all these people using FREE email addresses offering personal low interest loans on here? I've read at least seven messages here on Yahoo Answers by people claiming to be financial professionals offering low interest private or personal loans to people with any type of credit. Coincidentally, these "professionals" are using FREE email addresses like yahoo or hotmail. I would think there would be a reputable business email address, website, contact phone number, etc, so that one can check with the BBB to confirm if these people are legitimate? Are these most likely scams? Anyone tried them?
Are there personal loans for people who have filed bankruptcy? Bad credit personal loans people to people loans signature loans loans after bankruptcy
Any one have any experience with getting personal loan for college, after student loans have run out? I went to business school for my associates prior to working on my bachelors, and i am a jr now, but ive run out of student loans. How hard is it to get a student loan from an actual lender without a cosigner?
I am looking to immigrate to the UK from the US. What happens to my personal loans and finances? I am looking to immigrate to the UK from the USA within the next year to pursue some career opportunities over there. I currently have a mountain of student loans, credit cards, car loans etc. here in the US. What happens when I make that move? Will I still be able to continue paying my loans here in the US without any problems? What potential financial issues might come up if I choose to make this career move?
Does anyone know of a company that offers Deferred payment Personal Loans? It appears that deferring payments are only offered on Student loans (I'm not in school) but, I just wanted to make sure.
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